Banking Products

Current Accounts

Current Accounts are available to the account owner “on demand” and are available for frequent and immediate access by the account owner or to others as the account owner may direct.

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Access may be in a variety of ways, such as cash withdrawals, use of cheques and debit by electronic transfer.

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Banks offering Current Accounts

  • Barclays Bank Zambia
  • AB Bank Zambia
  • Access Bank Zambia
  • BancABC Zambia
  • Bank of China Zambia
  • Cavmont Bank
  • Citibank Zambia
  • Ecobank Zambia
  • Finance Bank Zambia
  • First Alliance Bank Zambia
  • First Capital Bank Zambia
  • First National Bank Zambia
  • Indo-Zambia Bank
  • Intermarket Bank Zambia
  • Investrust Bank
  • Stanbic Bank Zambia
  • Standard Chartered Bank Zambia
  • United Bank for Africa Zambia
  • Zambia National Commercial Bank

Savings Accounts

A savings account is an interest-bearing deposit account that provides a modest interest rate.

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Banks may limit the number of withdrawals you can make from your savings account each month, and they may charge fees unless you maintain a certain average monthly balance in the account. In most cases, banks do not provide checks with savings accounts.

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Banks offering Current Accounts

  • Barclays Bank Zambia
  • AB Bank Zambia
  • Access Bank Zambia
  • BancABC Zambia
  • Bank of China Zambia
  • Cavmont Bank
  • Citibank Zambia
  • Ecobank Zambia
  • Finance Bank Zambia
  • First Alliance Bank Zambia
  • First Capital Bank Zambia
  • First National Bank Zambia
  • Indo-Zambia Bank
  • Intermarket Bank Zambia
  • Investrust Bank
  • Stanbic Bank Zambia
  • Standard Chartered Bank Zambia
  • United Bank for Africa Zambia
  • Zambia National Commercial Bank

Fixed Deposit Accounts

Fixed deposit accounts provides investors with a higher rate of interest than a regular savings account, until the given maturity date. They are considered to be very safe investments.

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The defining criteria for a fixed deposit is that the money cannot be withdrawn from the fixed deposit before maturity. Some banks may offer additional services to fixed deposit holders such as loans against fixed deposit certificates at competitive interest rates.

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Banks offering Fixed Deposit

  • Barclays Bank Zambia
  • AB Bank Zambia
  • Access Bank Zambia
  • BancABC Zambia
  • Bank of China Zambia
  • Cavmont Bank
  • Citibank Zambia
  • Ecobank Zambia
  • Finance Bank Zambia
  • First Alliance Bank Zambia
  • First Capital Bank Zambia
  • First National Bank Zambia
  • Indo-Zambia Bank
  • Intermarket Bank Zambia
  • Investrust Bank
  • Stanbic Bank Zambia
  • Standard Chartered Bank Zambia
  • United Bank for Africa Zambia
  • Zambia National Commercial Bank

Loans & Finance

In a loan, the borrower initially receives or borrows an amount of money, called the principal, from the lender (often a Bank or Loan Company), and is obligated to pay back (together with interest) at one later date, but usually over a fixed period with a number of equal monthly repayments.

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The loan is generally provided at a cost, referred to as interest on the debt, which provides an incentive for the lender to part with their money.

Types of Loans and finance include:

  • Mortgage or Home Loans
  • Vehicle or Moveable Asset Finance
  • Personal Loans
  • Micro- Loans
  • Project Financing

Each type of loan may have its own unique set of requirements, which may also vary bank to bank

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Banks offering Loans & Finance

  • Barclays Bank Zambia
  • AB Bank Zambia
  • Access Bank Zambia
  • BancABC Zambia
  • Bank of China Zambia
  • Cavmont Bank
  • Citibank Zambia
  • Ecobank Zambia
  • Finance Bank Zambia
  • First Alliance Bank Zambia
  • First Capital Bank Zambia
  • First National Bank Zambia
  • Indo-Zambia Bank
  • Intermarket Bank Zambia
  • Investrust Bank
  • Stanbic Bank Zambia
  • Standard Chartered Bank Zambia
  • United Bank for Africa Zambia
  • Zambia National Commercial Bank

Debit & Credit Card

Credit and Debit  Cards is a form of convenience paying.

Rather than having to carry cash at all times, a credit card allows you to pay participating merchants and retailers for goods and services just with the use of a plastic card.

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More and more retail shops and business in Zambia are now accepting Credit or Debit cards as a means of payment.

The normal procedure to secure a card is to complete the banks application forms, providing your details.  Credit Cards normally require you to place a deposit with the bank as security. Payments on your card can then be made upto the credit limit approved on your card

Debit Cards will only allow payments to be processed upto the limit of the balance available in your Debit Card Account.

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Banks offering Debit & Credit Cards

  • Barclays Bank Zambia
  • AB Bank Zambia
  • Access Bank Zambia
  • BancABC Zambia
  • Bank of China Zambia
  • Cavmont Bank
  • Citibank Zambia
  • Ecobank Zambia
  • Finance Bank Zambia
  • First Alliance Bank Zambia
  • First Capital Bank Zambia
  • First National Bank Zambia
  • Indo-Zambia Bank
  • Intermarket Bank Zambia
  • Investrust Bank
  • Stanbic Bank Zambia
  • Standard Chartered Bank Zambia
  • United Bank for Africa Zambia
  • Zambia National Commercial Bank

Private Banking

Private (also called prestige or premier) banking is banking, investment and other financial services provided by banks to high-net-worth individuals (HNWIs) with high levels of income or sizable assets.

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The term “private” refers to customer service rendered on a more personal basis than in mass-market retail banking, usually via dedicated bank advisers. Private banking forms a more exclusive (for the especially affluent) subset of wealth management.

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Banks offering Private Banking

  • Barclays Bank Zambia
  • AB Bank Zambia
  • Access Bank Zambia
  • BancABC Zambia
  • Bank of China Zambia
  • Cavmont Bank
  • Citibank Zambia
  • Ecobank Zambia
  • Finance Bank Zambia
  • First Alliance Bank Zambia
  • First Capital Bank Zambia
  • First National Bank Zambia
  • Indo-Zambia Bank
  • Intermarket Bank Zambia
  • Investrust Bank
  • Stanbic Bank Zambia
  • Standard Chartered Bank Zambia
  • United Bank for Africa Zambia
  • Zambia National Commercial Bank

Convenience Banking

Convenience Banking covers a range of banking services that don’t require you to go to a bank, by allowing you to use the internet or your mobile phone to handle your banking.

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Money transfers, bill payments, checking bank account account balance, etc, are made possible through convience banking from any location, as long as you have internet or cellular access.

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Banks offering Convenience Banking

  • Barclays Bank Zambia
  • AB Bank Zambia
  • Access Bank Zambia
  • BancABC Zambia
  • Bank of China Zambia
  • Cavmont Bank
  • Citibank Zambia
  • Ecobank Zambia
  • Finance Bank Zambia
  • First Alliance Bank Zambia
  • First Capital Bank Zambia
  • First National Bank Zambia
  • Indo-Zambia Bank
  • Intermarket Bank Zambia
  • Investrust Bank
  • Stanbic Bank Zambia
  • Standard Chartered Bank Zambia
  • United Bank for Africa Zambia
  • Zambia National Commercial Bank

Insurance Cover

Insurance is a contract, represented by a policy, in which you receive financial protection or reimbursement against losses, from an insurance company. The company pools clients’ risks to make payments more affordable for the insured.

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Insurance policies are used to hedge, or save, against the risk of financial losses, both big and small, that may result from damage to you or your property, or from liability for damage or injury caused to a third party.

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Banks offering Insurance Cover

  • Barclays Bank Zambia
  • AB Bank Zambia
  • Access Bank Zambia
  • BancABC Zambia
  • Bank of China Zambia
  • Cavmont Bank
  • Citibank Zambia
  • Ecobank Zambia
  • Finance Bank Zambia
  • First Alliance Bank Zambia
  • First Capital Bank Zambia
  • First National Bank Zambia
  • Indo-Zambia Bank
  • Intermarket Bank Zambia
  • Investrust Bank
  • Stanbic Bank Zambia
  • Standard Chartered Bank Zambia
  • United Bank for Africa Zambia
  • Zambia National Commercial Bank

Online Banking

Online banking, also known as internet banking, e-banking or virtual banking, is an electronic payment system that enables customers of a bank or other financial institution to conduct a range of financial transactions through the financial institution’s website.

The online banking system will typically connect to or be part of the core banking system operated by a bank and is in contrast to branch banking which was the traditional way customers accessed banking services.

Providers

  • Barclays Bank Zambia
  • AB Bank Zambia
  • Access Bank Zambia
  • BancABC Zambia
  • Bank of China Zambia
  • Cavmont Bank
  • Citibank Zambia
  • Ecobank Zambia
  • Finance Bank Zambia
  • First Alliance Bank Zambia
  • First Capital Bank Zambia
  • First National Bank Zambia
  • Indo-Zambia Bank
  • Intermarket Bank Zambia
  • Investrust Bank
  • Stanbic Bank Zambia
  • Standard Chartered Bank Zambia
  • United Bank for Africa Zambia
  • Zambia National Commercial Bank

Other

Providers

  • Barclays Bank Zambia
  • AB Bank Zambia
  • Access Bank Zambia
  • BancABC Zambia
  • Bank of China Zambia
  • Cavmont Bank
  • Citibank Zambia
  • Ecobank Zambia
  • Finance Bank Zambia
  • First Alliance Bank Zambia
  • First Capital Bank Zambia
  • First National Bank Zambia
  • Indo-Zambia Bank
  • Intermarket Bank Zambia
  • Investrust Bank
  • Stanbic Bank Zambia
  • Standard Chartered Bank Zambia
  • United Bank for Africa Zambia
  • Zambia National Commercial Bank

Finance

Assets

Providers

  • Barclays Bank Zambia
  • AB Bank Zambia
  • Access Bank Zambia
  • BancABC Zambia
  • Bank of China Zambia
  • Cavmont Bank
  • Citibank Zambia
  • Ecobank Zambia
  • Finance Bank Zambia
  • First Alliance Bank Zambia
  • First Capital Bank Zambia
  • First National Bank Zambia
  • Indo-Zambia Bank
  • Intermarket Bank Zambia
  • Investrust Bank
  • Stanbic Bank Zambia
  • Standard Chartered Bank Zambia
  • United Bank for Africa Zambia
  • Zambia National Commercial Bank

Trade

Bank Providers

  • Barclays Bank Zambia
  • AB Bank Zambia
  • Access Bank Zambia
  • BancABC Zambia
  • Bank of China Zambia
  • Cavmont Bank
  • Citibank Zambia
  • Ecobank Zambia
  • Finance Bank Zambia
  • First Alliance Bank Zambia
  • First Capital Bank Zambia
  • First National Bank Zambia
  • Indo-Zambia Bank
  • Intermarket Bank Zambia
  • Investrust Bank
  • Stanbic Bank Zambia
  • Standard Chartered Bank Zambia
  • United Bank for Africa Zambia
  • Zambia National Commercial Bank

Debt

Bank Providers

  • Barclays Bank Zambia
  • AB Bank Zambia
  • Access Bank Zambia
  • BancABC Zambia
  • Bank of China Zambia
  • Cavmont Bank
  • Citibank Zambia
  • Ecobank Zambia
  • Finance Bank Zambia
  • First Alliance Bank Zambia
  • First Capital Bank Zambia
  • First National Bank Zambia
  • Indo-Zambia Bank
  • Intermarket Bank Zambia
  • Investrust Bank
  • Stanbic Bank Zambia
  • Standard Chartered Bank Zambia
  • United Bank for Africa Zambia
  • Zambia National Commercial Bank

Foreign Exchange

Derivatives

Currency Trading

Bonds

Bills

Deposits

Information

Other

Banks

Welcome to the InfoApo Banking Portal!

Your one-stop source of information about banks, banking, banking products and services

This includes Banks operating in Zambia, where to find ATM, daily exchange rates offered by all the banks in Zambia, and much more